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ICIL provides following range of global and local Credit decision support as well as Credit analysis based Credit Risk management solutions.

 
 

D&B’s BIR:

D&B BIR is an International Credit Report which local banks and commercial credit grantors use before taking financial exposure on the foreign companies.

 
 

Local Credit Report (BIR):

Local BIR is ICIL's Credit Report on Pakistani companies, i.e. public, private companies, partnership firms which local banks use to make credit decision.

 
 

ICIL Registered Charges Report – RCR:

Prepared from SECP record, ICIL RCR is a securitywise, bankwise, datewise registered charge ranking report.

 
 

Property Title Deed:

Property title deed certificate is used by banks and property buyers to confirm the ownership of the property.

 
 

ICIL Income Estimation report:

ICIL’s income estimation report of employed and self employed individuals is based on due diligence and is used for making house financing credit decisions.

 
 
 

ICIL SME Credit Report:

In the absence of bankable securities/collateral, Credit decisions for SME financing are made on the basis of future cash flow. ICIL’s SME Credit Report is prepared on the basis of simple audit of subject company’s financials.

 
 

ICIL Charge Registration Service:

ICIL also provides charge registration service to its banking customers.

 
 

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